Effective Date: 26 August 2026
By accessing and using the Wakapad website at Wakapad.com, you agree to be bound by these Terms of Use. Please read them carefully before using the site. If you do not agree with any part of these terms, please do not use our website.
Wakapad operates Wakapad.com as an educational platform providing general information about personal finance literacy and household budgeting for adults in the United Kingdom. The content on this website is intended for general educational and informational purposes only.
Wakapad is not authorised or regulated by the Financial Conduct Authority (FCA). Nothing on this website constitutes regulated financial advice, investment recommendations, or any other form of regulated financial service as defined under the Financial Services and Markets Act 2000 (FSMA 2000). Users should not rely on any content on this website as a substitute for professional financial advice tailored to their individual circumstances.
You may use this website for lawful purposes only. You agree not to use this website in any way that:
Violates any applicable UK law or regulation. Transmits any unsolicited or unauthorised advertising or promotional material. Attempts to gain unauthorised access to any part of the website or its underlying systems. Interferes with or disrupts the integrity or performance of the website. Reproduces, copies, distributes or commercially exploits any content from this website without our prior written permission. Introduces any malicious code, virus or other harmful material.
We reserve the right to restrict or terminate your access to the website if we reasonably believe you are in breach of these terms.
All course materials, webinar content, glossary entries, articles and other content published on this website are provided for general educational purposes. They explain financial concepts in general terms and are not tailored to any individual's specific financial situation, needs or objectives.
The content on this website does not constitute: financial advice within the meaning of FSMA 2000; investment advice or recommendations regarding any financial product; tax advice; legal advice; or any other form of professional advice.
Before making any financial decision, you should consider seeking independent advice from a qualified financial adviser who is authorised and regulated by the FCA. A register of authorised advisers can be found at the FCA's website (fca.org.uk).
While we take care to ensure the accuracy of our educational content, we make no representations or warranties about the completeness, accuracy or suitability of the information for any particular purpose. Financial regulations, tax rules and benefit entitlements change over time, and you should verify current information from official sources.
All content on this website, including text, graphics, logos, images, course materials and webinar recordings, is owned by or licensed to Wakapad and is protected by copyright and other intellectual property rights under UK and international law.
You may view, print or download content from this website for your own personal, non-commercial use. You may not reproduce, republish, distribute, transmit, display, broadcast, sell or otherwise exploit any content from this website without our prior written consent.
The Wakapad name and logo are our identifiers and may not be used without permission.
Our website may contain links to third-party websites for reference or informational purposes. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them. The inclusion of a link does not imply our endorsement of the linked website or its content.
To the fullest extent permitted by applicable law, Wakapad excludes all liability for any loss or damage arising from your use of, or reliance on, the content of this website. This includes, without limitation, any direct, indirect, incidental, consequential or punitive loss or damage.
Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under English law.
We do not warrant that the website will be uninterrupted, error-free or free from viruses or other harmful components. We reserve the right to suspend, withdraw or modify the website at any time without notice.
These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising in connection with these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
We may update these Terms of Use from time to time. Changes will be posted on this page with an updated effective date. Your continued use of the website following any changes constitutes your acceptance of the revised terms. We recommend reviewing this page periodically.
If you have any questions about these terms, please contact us at [email protected] or by post at Part 5th Floor Livery Place, 35 Livery St, Birmingham B3 2PB.
